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Here's how each policy behaves when a producer writes faster than the consumer reads:
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Two months ago, Aston Villa were just three points off top spot in the Premier League. They were on a run of 12 wins in 14 games that included victories against Manchester City and Arsenal. Their run of eight consecutive wins in the league was their best since they won 10 in a row in 1910. You wouldn’t have blamed Villa fans for daring to dream about lifting their first league title since 1981.
With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.